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The Thomas Bepko Podcast
Welcome to the Thomas Bepko Podcast, where business, real estate, mindset, and real life come together.
Hosted by Thomas Bepko, Owner of Yellowbrick Real Estate and Executive Vice President of Sales at Total Mortgage, this podcast features real conversations with entrepreneurs, business owners, creators, and local leaders across Connecticut.
From real estate, investing, mortgage strategy, and NY to CT relocation, to mindset, family, discipline, and personal growth, nothing is off limits. Thomas shares honest stories, practical advice, local insight, and lessons learned from nearly two decades helping thousands of families buy, sell, invest, and build wealth.
New episodes every month with people building real businesses and real lives.
The Thomas Bepko Podcast
The Middle Class Is Staying Broke for One Reason with Jay "Majors" Raposo
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Everybody wants the nice car, the Rolex, the dream house…
But almost nobody is talking about how wealth is actually built.
In this episode, Thomas Bepko sits down with barber industry leader Jay “Majors” Raposo to talk about the real money game:
ownership, real estate, leverage, cash flow, and why your first property can completely change your financial future.
This conversation goes way beyond barbering. Whether you’re self-employed, working a 9-5, an entrepreneur, a barber, stylist, creator, or just someone trying to stop feeling financially stuck, this episode breaks down real strategies normal people are using to build long-term wealth.
They cover:
• Why your first home should NOT be your dream home
• How house hacking actually works
• The biggest money mistakes people make in their 20s and 30s
• Why rich people think differently about debt
• FHA loans, low down payments, and first-time buyer programs
• How self-employed people can qualify for mortgages
• Multifamily investing explained simply
• How rental income can help pay your bills
• Why ownership matters more than flexing online
• How to use real estate to create financial freedom
PLUS:
Thomas and the Total Mortgage team will be LIVE at the CT Barber Expo helping attendees understand:
• First-time home buying
• Investment properties
• Mixed-use and commercial real estate
• Credit and pre-approvals
• Building long-term wealth through real estate
If you’re attending the CT Barber Expo, make sure you stop by the Total Mortgage booth 501 and talk to the team.
CT BARBER EXPO
June 6-8, 2026
REGISTER FOR THE EVENT:
https://ctbarberexpo.com/
GET PRE-APPROVED WITH THOMAS BEPKO
FOLLOW THOMAS BEPKO
FOLLOW JAY “MAJORS” RAPOSO:
Instagram: https://www.instagram.com/jay_majors
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